I started Household Finance Coaching to fill a growing need in the community. There are thousands of books, companies, and websites out there that can tell you where to invest your money, handle your retirement funds, and that you need a savings account with three to six months salary in case of emergency. However, if you are like most of us, you’re still trying to figure out how to feed your family, clothe them, and keep a roof over their heads without going into (more) debt. For some, it’s a struggle just to figure out how to buy the groceries without having the electricity turned off.

If you are stressed out with trying to figure out how to make ends meet, or just need to get a better view of how to make your household’s funds work hardest for you, I am here to help. Don’t know where to start? I do. Let’s work together and get your household’s finances into better shape.

Initial Evaluation
This is the first step to getting your household finances back on track. During the initial evaluation, I will work with you to determine the big picture of your current standing. At this point, I will make recommendations for your next steps that are tailored to your family’s needs and lifestyle.

Budgeting
Budget is a dirty word to some people. I’ll help you take the anxiety and stress out of budgeting by taking the mystery out of the process. A budget can be as simple or as complicated as your family needs it to be, but it doesn’t need to be stressful to be effective.

Reducing Costs
I provide dozens of tips and tricks for making your cash work more efficiently for you, and the environment. There are many simple changes that every family can make to reduce expenses, some without even noticing you’ve made them.

Debt Reduction Plan
Once your family has begun making changes to lower household expenses, you’ll need to turn your focus to using those savings wisely. The first step to putting that money to work for you, instead of you working for the money, is to pay off your debts. This is an intimidating thought but with a little help, dedication, and discipline (ok, a lot of dedication and discipline) your family can be out of debt and on the way to financial security.

If you’re ready to get started, all you have to do is email coach@householdfinancecoach.com.